Cap & Trap and alternatives in price discrimination

Imogen Hirsh; Hirbod Assa

doi:10.26360/2020_5

Autores/as

Imogen Hirsh Hiscox Insurance (United Kingdom)
Hirbod Assa University of Liverpool (United Kingdom)

DOI:

https://doi.org/10.26360/2020_5

Palabras clave:

Cap & Trap, discriminación de precios, suavizado de precios

Resumen

El Cap & Trap es un mecanismo para atenuar las variaciones en el precio de renovación de la póliza. Sin embargo, este método puede exponer a una compañía de seguros a un riesgo potencial sobre su conducta. A los clientes se les podría cobrar de más o de menos dependiendo de su riesgo de forma individual por su riesgo. En este artículo se describen métodos alternativos para suavizar las variaciones en precio con el objetivo de reducir el efecto de reducir la discriminación por precios.

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Citas

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