Longevidad de los conductores y antigüedad de los vehículos: impacto en la severidad de los accidentes

Mercedes Ayuso; Rodrigo Sánchez; Miguel Santolino

doi:10.26360/2019_2

Autores/as

Mercedes Ayuso Universidad de Barcelona (España)
Rodrigo Sánchez Universidad de Barcelona (España)
Miguel Santolino Universidad de Barcelona (España)

DOI:

https://doi.org/10.26360/2019_2

Palabras clave:

parque de vehículos, conductores mayores, gravedad de las lesiones, tecnología del automóvil, nuevas medidas de seguridad

Resumen

Analizamos las diferencias en la gravedad de los siniestros que afectan a vehículos nuevos y antiguos, teniendo en cuenta la asociación entre la antigüedad del vehículo y la edad avanzada de los conductores. El envejecimiento del parque automovilístico muestra asociación con la gravedad de las lesiones, más pronunciada en el caso de los conductores mayores de 75 años cuando conducen vehículos de antigüedad superior a los 12 años. La edad del conductor y la antigüedad del vehículo son factores de riesgo fundamentales en el cálculo de primas. Además, la gravedad de los siniestros impacta directamente en el cálculo de reservas.

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Citas

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