Longevidad de los conductores y antigüedad de los vehículos: impacto en la severidad de los accidentes

Mercedes Ayuso; Rodrigo Sánchez; Miguel Santolino

doi:10.26360/2019_2

Authors

Mercedes Ayuso Universidad de Barcelona (España)
Rodrigo Sánchez Universidad de Barcelona (España)
Miguel Santolino Universidad de Barcelona (España)

DOI:

https://doi.org/10.26360/2019_2

Keywords:

car fleet, elderly drivers, bodily injury severity, technological improvements, road safety systems

Abstract

Differences on the traffic accident severity between new and old vehicles are analyzed, taking into account the association between the age of the vehicle and the age of drivers. We showed that the ageing of the Spanish vehicle fleet is associated with the severity of motor injuries, especially significant in case of drivers over 75 years driving vehicles older than 12 years. The age of the driver and the age of the vehicle are two main risk factors considered in insurance pricing. In addition, the severity of claims has a direct impact on the estimation of reserves.

Downloads

Download data is not yet available.

References

Aarts, L., y Van Schagen, I. (2006). Driving speed and the risk of road crashes: A review. Accident Analysis and Prevention, 38, 215–224.

Abu-Zidan, F. M., y Eid, H. O. (2015). Factors affecting injury severity of vehicle occupants following road traffic collisions. Injury, 46(1), 136–141.

ANFAC (2017). Annual report 2017, 43-45.

Ayuso, M., y Holzmann, R. (2014). Longevidad: un breve análisis global y actuarial. Documentos de trabajo Instituto BBVA de Pensiones, 1, 1-14.

Ayuso, M., Guillen, M., y Nielsen, J. P. (2019). Improving automobile insurance ratemaking using telematics: incorporating mileage and driver behaviour data. Transportation, 46(3), 735–752.

Ayuso, M., Sánchez-Reyes, R., y Santolino, M. (2019). Does longevity impact the severity of traffic accidents? A comparative study of young-older and old-older drivers. IREA working paper, 2019/08, 1-33.

Baldock, M. R. J., y McLean, A. J. (2005). Older drivers: Crash involvement rates and causes. Centre for Automotive Safety Research, CASR015, 1-39.

Bavel, J. V., y Reher, D. S. (2013). The Baby Boom and its causes: what we know and what we need to know. Population and Development Review, 39(2), 257-288.

Blows, S., Ivers, R. Q., Woodward, M., Connor, J., Ameratunga, S., y Norton, R. (2003). Vehicle year and the risk of car crash injury. Injury Prevention, 9, 353–356.

Clarke, D. D., Ward, P., Bartle, C., y Truman, W. (2010). Older drivers’ road traffic crashes in the UK. Accident Analysis and Prevention, 42, 1018-1024.

DGT (2018). Las principales cifras de la siniestralidad vial, España 2016. Dirección General de Tráfico, Ministerio del Interior, Gobierno de España.

Eby, D. W., Molnar, L. J., Zhang, L., St. Louis, R. M., Zanier, N., Kostyniuk, L. P., y Stanciu, S. C. (2016). Use, perceptions, and benefits of automotive technologies among aging drivers. Injury Epidemiology, 3(28), 1–20.

Elvik, R., Christensen, P., y Amundsen, A. (2004). Speed and road accidents: An evaluation of the Power Model. Institute of Transport Economics TOI, TØI report 740/2004.

Evans, L. (2000). Risks older drivers face themselves and threats they pose to other road users. International Journal of Epidemiology, 29, 315-322.

Ferreira, J. y Minikel, E. (2013). Measuring per mile risk for Pay-As-You-Drive auto insurance. Transportation Research Record: Journal of the Transportation Research Board, 2297(10), 97-103.

Fredette, M., Mambu, L. S., Chouinard, A., y Bellavance, F. (2008). Safety Impacts Due to the Incompatibility of Suvs, Minivans, and Pickup Trucks in Two-Vehicle Collisions. Accident Analysis and Prevention, 40, 1987-1995.

Gabler, H. C., y Gabauer, D. J. (2010). The effects of airbags and seatbelts on occupant injury in longitudinal barrier crashes. Journal of Safety Research, 41(1), 9–15.

George, Y., Athanasiosa, T., y George, P. (2017). Investigation of road accident severity per vehicle type. Transportation Research Procedia, 25, 2076–2083.

Guillen, M., Nielsen, J. P., Ayuso, M., y Pérez-Marín, A. M. (2019). The use of telematics devices to improve automobile insurance rates. Risk Analysis, 39(3), 662-672.

Greene, W. H. (2018). Econometric Analysis, 8th. ed. New York: Pearson.

Høye, A. (2019). Vehicle registration year, age, and weight – Untangling the effects on crash risk. Accident Analysis and Prevention, 123, 1–11.

Hu, M., Zhou, H., y Zhong, Z. (2018). Design and Occupant-Protection Performance Analysis of a New Tubular Driver Airbag. Engineering, 4(2), 291-297.

Johannsen, H., y Müller, G. (2013). Accident and Injury Risks of Elderly Car Occupants. 23rd Conference on the Enhanced Safety of Vehicles, 13-0223, 1-10.

Kim, J. -K., Ulfarsson, G., Kim, S., y Shankar, V. (2013). Driver-injury severity in single-vehicle crashes in California: A mixed logit analysis of heterogeneity due to age and gender. Accident Analysis and Prevention, 50, 1073-1081.

Lardelli-Claret, P., Donate-López, C., Espigares-Rodríguez, E., Jiménez-Moleón, J.J., Luna-del-Castillo, J.D, y Bueno-Cavanillas, A. (2010). The association of age, sex and helmet use with the risk of death for occupants of two-wheeled motor vehicles involved in traffic crashes in Spain. Accident Analysis and Prevention, 42, 297–306.

Lemaire, J., Park, S. C., y Wang, K.C. (2016). The use of annual mileage as a rating variable. ASTIN Bulletin, 46(1), 39-69.

Mitchell, C.G.B. (2013). The licensing and safety of older drivers in Britain. Accident Analysis and Prevention, 50, 732–741.

National Highway Traffic Safety Administration (NHTSA) (2013). How vehicle age and model year relate to driver injury severity in fatal crashes. NHTSA’s National Center for Statistics and Analysis, DOT HS 811 825.

Rich, J., Prato, C-G., Hels, T., Lyckegaard, A., y Kristensen, N.B. (2013). Analyzing the relationship between car generation and severity of motor-vehicle crashes in Denmark. Accident Analysis and Prevention, 54, 81–89.

Rubio de la Torre, D. (2016). Telematics y el seguro del automóvil: una nueva póliza basada en los servicios. Cuadernos de Dirección Aseguradora, 22, Máster en Dirección de Entidades Aseguradoras y Financieras, Universidad de Barcelona.

Schneider, W.H., Savolainen, P.T., Boxel, D.V., y Beverley, R. (2012). Examination of factors determining fault in two-vehicle motorcycle crashes. Accident Analysis and Prevention, 45(1), 669–676.

Simões, A., y Pereira, M. (2009). Older drivers and new in-vehicle technologies: adaptation and long-term effects. Human Centered Design, LNCS 5619, 552–561.

Sullivan, J. M., y Flannagan, M. J. (2002). The role of ambient light level in fatal crashes: Inferences from daylight saving time transitions. Accident Analysis and Prevention, 34, 487–498.

Tefft, B. C. (2014). Driver license renewal policies and fatal crash involvement rates of older drivers, United States, 1986-2011. Injury Epidemiology, 10(1), 1 -11.

Uddin, M., y Huynh, N. (2017). Truck-involved crashes injury severity analysis for different lighting conditions on rural and urban roadways. Accident Analysis and Prevention, 108, 44–55.

Wanvik, P.O. (2009). Effects of road lighting: an analysis based on Dutch accident statistics 1987–2006. Accident Analysis and Prevention, 41, 123–128.

World Health Organization (WHO) (2002). Gender and road traffic injuries. Department of Gender, Women and Health.